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National Non-QM Team
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Agency & Government Resources
New Penn University
Submission forms, acknowledgements, disclosures and more.
Smart Series Loan Submission Form
Use this form when submitting Smart Series loans.
Non-Delegated Loan Submission Form
Use this form when submitting Non-Delegated loans.
Ability To Repay Disclosure - Notice to Borrower
Ability To Repay Rule, mortgage lenders must make a reasonable and good faith determination that a borrower has a reasonable ability to repay a res mort loan.
Borrower's acknowledgement of right to receive copy of any appraisal report or valuation developed in connection with their application for credit.
ATR Borrower Certification
This form is used to determine if the borrower has the ability to repay the mortgage loan.
Bank Statement Analysis Request Form
Use this form to request analysis on bank statements.
Borrower Authorization for Counseling
The Borrower's Authorization for Counseling authorizes the mortgage servicers to refer them to a third-party counseling agency
Borrower's Affirmation of Information Provided To Establish Ability To Repay
Affirmation by the borrower that information submitted to determine reasonable ability to repay loan is accurate and true.
Business Purpose Loan Certification - Borrower
Use this form for Individual Borrowers to confirm that the Loan is for business, commercial purposes.
Business Purpose Loan Certification LLC
Use this form for Entity Name to confirm that the Loan is for business, commercial purposes.
Child Care Statement
Use this form to certify dependents and child care expenses.
Conventional Full Lender Questionaire
Complete this form for project approval.
Common Expense History
Conventional Limited or Streamline Questionnaire
Conventional, Limited or Streamline Questionaire form for the New Penn Financial National Correspondent Division.
Conventional Submission Checklist
Required to submit a condo or co-op project to the PRD team.
Discount Point Fee Disclosure
Use this form to explain the effect of the election to pay a fee.
FHA Approved Condo Questioaire
Use this questionnaire get get an FHA approved condo.
FHA HUD Condo Certification Form
FHA Build on Own Land Worksheet
Use this form when borrower will build on own land.
HARP - DURR/LPOA Condos
Homebuyer Education Completion Certification
Use this form to certify the borrowers completion of home buyer education.
Homeownership Counseling Notice
Use this notice to provide the borrower with local HUD-approved homeownership counseling organizations not later than 3 business days after receiving an application.
Use this guide to facilitate the use of the NPF Income Calculator to accurately determine the gross monthly qualifying income of a borrower.
Net Tangible Benefit Worksheet
Net tangible benefit worksheet by product. Please note that a state specific NTB worksheet may still be required depending on the property state.
Project Insurance Request Form
Use this form when requesting insurance for a project.
Rental Income Worksheet Up To 4 Properties
Use this worksheet to determine rental income from investment properties - can enter in up to 4 properties.
Rental Income Worksheet Up To 10 Properties
Use this worksheet to determine rental income from investment properties - can enter in up to 10 properties.
Right to Receive a Copy of Appraisals
Form to be used that requires creditors to disclose to applicants that they have the right to receive copies of appraisals and written valuations
Self-Employed Income Worksheet
Use this worksheet to calculate income for self-employed individuals.
Use this checklist when submitting a SmartCondo Loan.
SS Administration Form
Authorization for the Social Security Administration To Release Social Security Number Verification.
TRID Change in Circumstance Form
This form is submitted as a request for NPF to re-disclose a change in circumstance LE due to updated/new information.
Underwriting Exception Request Form
Use this form to request approval for exceptions to the loan.
VA Builder Lead Water CABO Certification
This form is used for VA New Construction for Builder Certification for Lead/Water & CABO.
VA Lender Certification
This is a Certification form that certifies that the lender is in compliance with 38 CFR Part 36
VA Not Inspected Acknowledgment
This form is to be used for VA Loan Program As Not Inspected Acknowledgement for New Construction with 1 year Builder's Warranty
VA Statement of Active Duty
This form is to be used per loan guaranty informational issue No. 796, the questions on the form must be answered by each loan applicant.
Wire Authorization Form
This form is to be used with Wiring Instructions.
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